Is it worth taking out insurance for your smartphone?

Is it worth taking out insurance for your smartphone? It is a situation that we are all familiar with. you buy a new Android mobile, you are going to pay, and the clerk asks if you want contract the insurance. On the one hand, it seems like a good idea, but on the other hand, you doubt if it is really necessary, since it implies an additional cost.

What we are going to do in this post is an analysis of the pros and cons of taking out insurance for your Android device, to help you make your decision.

Is it worth taking out insurance for your smartphone?

What does your smartphone insurance cover?

The faults that our Android mobile factory, they will already be covered by the manufacturer's warranty. What the insurance will do is cover us terminal theft, the breakage of the screen due to a blow that our phone receives or the damage that can be caused by the fact that a liquid is spilled on us And it's not waterproof...

There are also some that cover the accidental loss of the terminal, but they are usually much more expensive.

What does your smartphone insurance not cover?

Mobile insurance will cover the theft of the terminal only in the event of a robbery with violence. This means that if our smartphone is taken out of our bag while we are on the bus or we leave it somewhere, most insurances will not cover it. The following must also be taken into account, for the insurance to take care of the theft, there must be a report of it to the police or relevant security body.

In addition, in the event that a software failure has occurred due to a virus infection or similar that ends the operation of your terminal, you will not be able to resort to insurance either.

How much does mobile insurance cost?

The price of insurance for your mobile depends on many factors, such as the price of the terminal or the coverage of the insurance itself. The most common insurances usually have prices around 3 per month, although if what we want to protect is a Galaxy S7 or top of the range of other brands, the price usually rises considerably. There are also companies that offer annual fees that usually go from the 30 euros 80.

As you can see, the prices of mobile insurance are not high, but you must be clear that it is really worth paying for the coverage they offer. If you have contracted insurance and want to tell us about your experience, we put at your disposal the comments section at the bottom of the page.